Remortgage

Our professional advice is that it’s usually a good idea to start looking at your remortgage around six months before your current deal comes to an end. This is for a couple of reasons, but mainly so that you have everything in place to swap and save money without going on to a higher rate in the meantime.

The process of moving your current mortgage to a different lender is called remortgaging. We like to think we are quite good at it!

We have access to exclusive products/deals from a comprehensive panel of lenders which would not be available by going direct.

We are able to do all the work for you, we request your current information from the lender, look at deals available and then talk you through your options. There’s lots to be excited about when you remortgage.

After purchasing a Help To Buy mortgage, you will be required to start paying interest on your loan after year 5. To avoid this extra payment, we can look to do a remortgage & roll the outstanding loan into one easy place, or we can obtain a further advance for you from your current lender. (We will advise you what options are available to you at the time), subject to affordability and relevant credit checks.

We have helped so many people pay their equity loans back and would love to help you, too.

For more information, or to see what you can afford, get in contact with one of our friendly advisors today. Happy remortgaging!